Automobile liability insurance is required by law to register automobiles in New York. There are many other insurance coverages that are also required such as basic personal injury protection (no-fault) and uninsured motorists’ coverage. There is much more to auto insurance and Fuller Insurance Agency can guide you through the coverages and discuss your individual needs.
There are a lot of numbers in auto insurance and we just don’t mean premiums. Determining your liability limits, weaving through statutory and optional coverages and deciding on physical damage deductibles are much easier when you work with a local independent agent.
Fuller Insurance Agency can work with you to discuss coverages, discounts and find a product and coverage that fits your needs and your budget. As an independent agent, we represent some of the companies most familiar to you and several others to provide you with multiple options in one place.
When it comes to other vehicles such as RVs, ATVs, snowmobiles, motorcycles and boats, many of our customers have many questions. Do I need insurance on my ATV? Is my snowmobile covered on my homeowners policy? Sure, we all refer to these vehicles as “toys.” But, they are expensive machines that can cause damage or injury, and are expensive to fix or replace if they are in an accident.
We’ll answer your questions and work with our numerous carriers to find you affordable but important coverage for your liability exposures. Just as important, we’ll give you options to insure these toys so should something happen to them you won’t be left with an empty garage. Insuring these types of vehicles can be more affordable than you think.
As an independent agent, we combine products provided by numerous insurance carriers into your own custom package. We try to place all of your policies with one carrier but many times that is not the most beneficial for you. We can shop coverage and premium and put everything together under one roof at Fuller Insurance Agency.
When you request a quote, we'll ask a lot of questions so we can find discounts that apply to you:
multi-policy, home ownership, safe driver and more.
Whether you are new to the North Country, buying a new home or having one built, Fuller Insurance can provide insurance protection for your home and what's in it.
If you are renting, the walls and floors may not be yours but the things on them are! We can protect your property with affordable renters insurance. And, if we put the renters with the same company as your auto insurance, you wouldn't believe how affordable it can be!
Own a rental house? Fuller Insurance can provide affordable rental dwelling and landlords package policies whether you own one rental or several.
We represent dozens of insurance companies and will find the best match for you and your situation. These companies include large, national carriers you may be familiar with already. They can use their size to offer you many products and services.
Why is an independent agent important? Because we also represent, smaller regional carriers that are specific to New York that only write policies through independent agents like Fuller Insurance. These companies are headquartered in small towns and cities across New York, just like Carthage, Canton, Watertown, Lowville or Gouverneur. Like Fuller Insurance, they understand life in Upstate NY because they live it.
Our staff will find the best company and policy for you and your new home or property while you can worry about other things, like moving, or even renovating. We'll discuss coverages you need and also coverages you may not be familiar with.
Small business, big business, non-profit organization, home-based business and on and on…it’s your business, company or organization and each has its’ own set of exposures and needs.
Fuller Insurance Agency works with numerous carriers to offer you commercial property, general liability, commercial auto, workers compensation and other commercial insurance policies.
Our customers are businesses and organizations of all sizes in a wide variety of industries and we work to find the best insurance products for your industry. Every business requires some type of insurance and no business is too small for Fuller Insurance. We hope to develop lasting relationships so we’re there for you as you grow your business.
Fuller Insurance Agency is also a full-service agency for your life and health insurance needs whether you are an individual or an employer looking for employee benefits.
With access to numerous carriers, we can discuss your needs and offer a variety of life insurance products such as term, universal, group or whole life. We also can offer individual health insurance, disability, long term care and other life/health insurance products.
We strive to be insurance counselors for businesses and organizations and that doesn’t end with property and casualty insurance. Employee benefits is just as important as other insurances and we can offer quality products to you and your employees.
Fuller Insurance Agency, Inc. has been protecting local friends, neighbors and businesses against the inevitable bumps and bruises of life since 1980.
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